Florida Capital Bank logo

Forgot your password? Click here to reset it.

Are you a Correspondent wanting to expand your business?
Your next step starts here!

Get the funding you need with our warehouse facility product. Our Warehouse Line Program is tailored specifically for small to mid-sized correspondents who want room to grow. Our flexible, competitive terms are just the beginning of why you should talk to us.

We're committed to helping grow your business. Take a closer look at our Warehouse Line Program and you'll see that we are serious about earning your business.  

  • Rapid approval process with NO APPLICATION FEE!
  • Facility amounts - $1 million to $4.5 million 
  • Fund a vast array of loan products: Conforming Conventional, FHA, VA, USDA and Jumbo loans up to $2.5 million and HARP 2.0 at standard terms
  • Flexible terms, Quicker turn times and streamline approvals
  • Non-Captive Facility - the ability to sell loans to anyone on our approved investor list.
  • dedicated team to train your company and help grow your business

We work with you to expand your business by helping you establish a funding facility that allows you to gain control over your funding capabilities and loan closings without increasing your overhead. And our dedicated staff will be there every step of the way to ensure you make a smooth transition.


Warehouse Program Overview

Program Requirements 
  • Minimum Net Worth - $75,000
  • Two years industry experience
  • Pledge account starting at $5,000
Program Terms 
  • Facility amount - $1million to $4.5 million
  • Competitive Interest Rate and Draw Fee
  • Minimum E&O and Fidelity Coverage - $300,000 coverage/ $15,000 deductible
Approval Process 
  • Application is reviewed separately by Mortgage Banker Finance Division
  • Extensive review of financials and tax returns
  • Personal guarantees/background checks performed
  • Approximately four weeks for approval from completed application date

Call today and speak to Jackie Ring at 866.298.0014 ext. 1270 jring@flcb.com

 

Meet the Team Turn Times What's New Raving Fans